Should I keep my HDB?

78% of Singaporeans are staying in HDB flats. Did you notice that the HDB prices were increasing rapidly before the year of 2013? But since then, the HDB flat price never returns to the peak.

HDB and Private Property Ownership

Can your HDB Flat Price grows again?

Despite the occasionally million dollar record flat, but it doesn’t rescue the overall HDB market from the downtrend. On the other hand, the private property index has bounced back despite multiple rounds of cooling measures. These make the price gap between private property and HDB getting wider and wider.

HDB flat size is so comfortable and the price is so affordable. But do you realize what is the disadvantage of owning a HDB flat causing the price continue to fall?

HDB Resale Price Index

Most people say they want to keep their HDB because they don’t want to stress themselves to pay the higher monthly installment.

But do you know to retire at the age of 62 and live until the age of 85 with $2,500 monthly expenses? How much you must have in your saving?

How much do you need to retire?

Retirement fund

It’s $690K!

With the rising cost in Singapore, do you think you are able to rely on your retirement account?

There was no other way. You must build your own wealth. Be it investment fund or property. I’m sure some of you would have the concern to invest in property because you worry of losing out your hard earn money.

Yes, I do agree with you. Not every investment comes with profit. In fact, there are many unprofitable transactions in the property market.

Knowledge is important for Profitable Investment!

Unprofitable condo

I found that a lot of buyers don’t really do enough research before they buy. Many follow their heart and feeling to make the decision. Most of the time, they have made at least one of the 5 common mistakes.

You must avoid the 5 mistakes, increase your chance to gain profit through property investment.  So that you well prepared for your retirement before you are 62.

There is NOTHING to lose in gaining more knowledge.

KNOWLEDGE is POWER!

Register to find out what are the 5 common mistakes and the necessary homework research on property investment.

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