Should I retire with my HDB?

Updated on 26 Jun 2019

78% of Singaporeans are staying in HDB flats. Did you notice that the HDB prices were increasing rapidly before the year of 2013?

But since then, the HDB flat price never returns to the peak. Despite the occasionally million dollar record flat, but it doesn’t rescue the overall HDB market from the downtrend. On the other hand, the private property index has bounced back despite multiple rounds of cooling measures. These make the price gap between private property and HDB getting wider and wider.

HDB and Condo Price Gap

HDB flat size is so comfortable and the price is so affordable. But do you realize what is the disadvantage of owning a HDB flat causing the price continue to fall?
Most people say they want to keep their HDB because they don’t want to stress themselves to pay the higher monthly installment.
But do you know to retire at the age of 62 and live until the age of 85 with $2,500 monthly expenses? How much you must have in your saving?

How much do you need to retire?


With the rising cost in Singapore, do you think you are able to rely on your retirement account?
There was no other way. You must build your own wealth. Be it investment fund or property. I’m sure some of you would have the concern to invest in property because you worry of losing out your hard earn money.

Unprofitable Transaction

Yes, I agree with you. Not every investment comes with profit. In fact, there are many unprofitable transactions in the property market.
And I found that a lot of buyers don’t really do enough research before they buy. Many follow their heart and feeling to make the decision. Most of the time, they have made at least one of the 5 common mistakes.

Hello, I’m Stephen Chong. Numbers won’t lie and I’m using facts and figures to justify property investment. You must know and avoid these 5 mistakes because just one mistake it may cause your money to stuck with your house.

To do all these researches are time-consuming and it keeps updated every after. Register to have a free discussion with me. I’m Stephen Chong. Can reach me at +6591887652.
I will ensure you will have some take away with the great strategies from the discussion.

Plan For Yourself is very Important!

As a lot of people never plan anything before going to showflat and end up paying more.

I suggest we have a short meet up first where I can share with you based on your case and what is the best scenario moving forward and based on the market now what are the projects best suit you!

Register for Non-Obligatory Discussion:


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Should I retire with my HDB?
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